4.9 from 1,200+ client reviews
Cover compared.
You choose.
Independent broker for home, motor, business and life cover. We shop the market and explain the small print.
About us
An independent broker, on your side
Keystone Cover is not owned by an insurer and does not sell its own policies. We
price your cover across a panel of more than thirty insurers and recommend the one
that fits. Here is how that has worked out.
Clients insured
18
k
Renew with us each year
94
%
What we cover
One broker for every policy
you actually need
Home, motor, business, life, travel and health. We compare quotes from a panel of insurers, explain the differences, and handle the paperwork and the claim.
Client stories
Real clients. Real claims, paid.
Most people only find out what their insurer is like when something goes wrong. Here is what our clients said after it did.
Helen Achebe
Homeowner
“Our old insurer put the renewal up by 40%. Keystone found the same cover for less than we paid the year before and moved it across in an afternoon.”
“I needed professional indemnity and had no idea where to start. They explained what I actually needed, and what I did not, then priced it three ways.”
Priya Nair
Freelance designer
“When the kitchen flooded, one call to Keystone was all it took. They dealt with the loss adjuster, chased the payout, and we reopened in nine days.”
Tom Reilly
Café owner
“Life cover felt like a sales pitch everywhere else. Here it was a twenty-minute conversation, a written recommendation and a premium I could live with.”
Marcus Bell
Parent of two
Why a broker
Why use a broker?
An insurer sells you its own policies. A broker compares them. We are paid a commission
by whichever insurer you choose, so our advice does not change with the name on the
policy.
Whole-of-market quotes
We price your cover across a panel of 30+ insurers and show you the three that fit, not thirty that do not.
Claims handled for you
When you need to claim, you call us. We deal with the insurer, the adjuster and the paperwork until it is paid.
What you get
What comes with every policy
Whichever insurer you end up with, the service around the policy is ours. These four things come as standard.
A named broker
One person who knows your file and answers the phone, from the first quote to the renewal.
Whole-of-market comparison
Quotes from a panel of 30+ insurers, with the differences between them explained side by side.
Claims support
We manage the claim with the insurer for you and chase it until it is settled.
A renewal review every year
Six weeks before renewal we re-run the market and tell you, in writing, whether it is worth moving.
Guides
